:root{--rf-navy:#07111f;--rf-navy-2:#0d1b2b;--rf-steel:#183a5b;--rf-paper:#f4f6f8;--rf-white:#fff;--rf-ink:#111c2a;--rf-muted:#677487;--rf-line:#d6dde5;--rf-dark-line:rgba(205,220,235,.16);--rf-max:1280px;--rf-pad:clamp(20px,4vw,60px)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;background:var(--rf-navy);color:#f5f7fa;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img,svg{display:block;max-width:100%}button,input,select,textarea{font:inherit}.shell{width:min(var(--rf-max),calc(100% - var(--rf-pad)*2));margin-inline:auto}h1,h2,h3,p{margin-top:0}

.hero{padding:clamp(76px,9vw,124px) 0 clamp(68px,8vw,106px);background:var(--rf-navy);color:#fff}.hero-grid{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(310px,.58fr);gap:clamp(44px,7vw,94px);align-items:center}.hero-main{max-width:780px}.hero h1{margin:0;font-size:clamp(50px,6vw,82px);line-height:.98;letter-spacing:-.052em;font-weight:520}.hero h1 em{font-style:normal;color:#a8b9c9}.hero-copy{max-width:62ch;margin:27px 0 0;color:#c3ced9;font-size:17px;line-height:1.68}.hero-note{max-width:760px;margin:22px 0 0;color:#9cabb9;font-size:13px;line-height:1.6}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:42px;padding:0 15px;border:1px solid rgba(255,255,255,.28);border-radius:7px;font-size:13px;font-weight:650}.button-primary{background:#fff;color:var(--rf-navy);border-color:#fff}.button-primary:hover{background:#e8eef4;border-color:#e8eef4}.button-secondary:hover{background:rgba(255,255,255,.06)}
.partner-card{min-height:280px;padding:0 0 0 clamp(28px,3vw,42px);border-left:1px solid var(--rf-dark-line);display:flex;flex-direction:column;justify-content:center}.partner-logo-panel{height:84px;padding:13px 20px;background:#fff;display:flex;align-items:center;justify-content:center}.partner-logo-panel img,.partner-card .partner-logo-panel img{width:100%!important;height:100%!important;max-width:100%!important;margin:0!important;object-fit:contain!important;object-position:center!important}.partner-card p{max-width:34rem;margin:22px 0 0;color:#bac7d4;font-size:14px;line-height:1.58}.partner-link{display:inline-flex;align-items:center;justify-content:space-between;gap:22px;width:max-content;min-height:40px;margin-top:18px;color:#d4dee8;font-size:12px}.partner-link:hover{color:#fff}

.facts{border-top:1px solid var(--rf-dark-line);border-bottom:1px solid var(--rf-dark-line);background:#091420}.facts-grid{display:grid;grid-template-columns:repeat(4,1fr)}.fact{padding:20px 22px;border-right:1px solid var(--rf-dark-line)}.fact:last-child{border-right:0}.fact span{display:block;margin-bottom:6px;color:#8192a5;font-size:10px}.fact strong{font-size:14px;font-weight:550}
.section{padding:clamp(78px,9vw,118px) 0}.section-light{background:var(--rf-paper);color:var(--rf-ink)}.section-dark{background:var(--rf-navy);color:#f5f7fa}.heading-grid{display:grid;grid-template-columns:170px minmax(0,1fr);gap:clamp(34px,6vw,86px);margin-bottom:52px}.section-label,.callout-kicker{color:#75869a;font-size:11px;font-weight:600;letter-spacing:0;text-transform:none}.section-title{max-width:880px;margin:0;font-size:clamp(40px,5vw,64px);line-height:1.02;letter-spacing:-.045em;font-weight:520}.section-title em{font-style:normal;color:#748397}.section-copy{max-width:760px;margin:24px 0 0;color:#566375;font-size:16px;line-height:1.68}
.grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--rf-line);border-left:1px solid var(--rf-line)}.card{min-height:250px;padding:26px;border-right:1px solid var(--rf-line);border-bottom:1px solid var(--rf-line);display:flex;flex-direction:column}.card h3{margin:0 0 14px;font-size:23px;line-height:1.08;letter-spacing:-.03em;font-weight:570}.card p{margin:0;color:#5f6c7d;font-size:14px;line-height:1.62}.card-meta{margin-top:auto;padding-top:22px;color:#7b8795;font-size:10px;letter-spacing:0;text-transform:none}
.app-list{border-top:1px solid var(--rf-dark-line)}.app-row{display:grid;grid-template-columns:minmax(220px,.72fr) minmax(0,1fr);gap:clamp(30px,6vw,78px);padding:25px 0;border-bottom:1px solid var(--rf-dark-line);align-items:start}.app-row h3{margin:0;font-size:clamp(24px,3vw,38px);letter-spacing:-.035em;font-weight:540}.app-row p{max-width:740px;margin:4px 0 0;color:#a7b5c5;font-size:14px;line-height:1.58}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rf-dark-line);border-bottom:1px solid var(--rf-dark-line)}.process-step{min-height:210px;padding:26px;border-right:1px solid var(--rf-dark-line)}.process-step:last-child{border-right:0}.process-step h3{margin:0 0 13px;font-size:21px;letter-spacing:-.025em;font-weight:560}.process-step p{margin:0;color:#aab7c6;font-size:14px;line-height:1.58}
.callout{padding:clamp(64px,8vw,92px) 0;background:var(--rf-steel);color:#fff;border-top:1px solid rgba(255,255,255,.09);border-bottom:1px solid rgba(255,255,255,.09)}.callout-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(38px,7vw,90px);align-items:end}.callout-kicker{display:block;margin-bottom:13px;color:#abc0d4}.callout h2{max-width:650px;margin:0;font-size:clamp(38px,5vw,62px);line-height:1;letter-spacing:-.045em;font-weight:520}.callout-copy{max-width:590px}.callout p{color:#d1dce6;font-size:16px;line-height:1.65}.callout .button{margin-top:20px;background:#fff;border-color:#fff;color:var(--rf-navy)}.callout .button:hover{background:#e7edf3;border-color:#e7edf3}.trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;border-top:1px solid var(--rf-dark-line);border-bottom:1px solid var(--rf-dark-line)}.trust-card{padding:28px 32px}.trust-card+ .trust-card{border-left:1px solid var(--rf-dark-line)}.trust-card h3{margin-bottom:13px;font-size:21px;letter-spacing:-.025em;font-weight:560}.trust-card p{margin:0;color:#a8b5c4;font-size:14px;line-height:1.62}

.form-hero{padding:clamp(62px,8vw,94px) 0 38px;background:var(--rf-navy)}.form-hero h1{max-width:760px;margin:0;font-size:clamp(42px,5.5vw,68px);line-height:1;letter-spacing:-.048em;font-weight:520}.form-hero p{max-width:760px;margin:22px 0 0;color:#aebdcb;font-size:16px;line-height:1.65}.form-wrap{padding:0 0 96px;background:var(--rf-navy)}.form-card{max-width:980px;padding:clamp(24px,4vw,42px);border-radius:12px;background:var(--rf-paper);color:var(--rf-ink)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label,.field>span{color:#526071;font-size:11px;font-weight:600;letter-spacing:0;text-transform:none}.field small{color:#788596;font-size:11px}.field input,.field select,.field textarea{width:100%;min-height:44px;padding:11px 12px;border:1px solid #c9d2dc;border-radius:7px;background:#fff;color:var(--rf-ink);outline:none}.field textarea{min-height:150px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:#5b7895;box-shadow:0 0 0 3px rgba(91,120,149,.12)}.consent{grid-column:1/-1;display:flex;align-items:flex-start;gap:10px;color:#4f5d6d;font-size:12px;line-height:1.5}.consent input{margin-top:2px}.submit{grid-column:1/-1;display:flex;justify-content:flex-end}.submit button{min-height:44px;padding:0 18px;border:1px solid var(--rf-navy);border-radius:7px;background:var(--rf-navy);color:#fff;font-weight:650;cursor:pointer}.submit button:hover{background:#122237}.form-note{margin-top:17px;color:#7a8797;font-size:12px;line-height:1.55}.form-status.success{color:#315f38}.form-status.error{color:#8f2f36}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}

@media(max-width:900px){.hero-grid,.callout-grid,.trust-grid{grid-template-columns:1fr}.partner-card{max-width:620px;min-height:0;padding:26px 0 0;border-left:0;border-top:1px solid var(--rf-dark-line)}.facts-grid{grid-template-columns:1fr 1fr}.fact:nth-child(2){border-right:0}.fact:nth-child(-n+2){border-bottom:1px solid var(--rf-dark-line)}.heading-grid{grid-template-columns:1fr;gap:14px}.grid{grid-template-columns:1fr 1fr}.process-grid{grid-template-columns:1fr 1fr}.process-step:nth-child(2){border-right:0}.process-step:nth-child(-n+2){border-bottom:1px solid var(--rf-dark-line)}.app-row{grid-template-columns:minmax(180px,.65fr) 1fr}.trust-card+ .trust-card{border-left:0;border-top:1px solid var(--rf-dark-line)}.form-grid{grid-template-columns:1fr}.field.full,.consent,.submit{grid-column:auto}}
@media(max-width:620px){.shell{width:min(var(--rf-max),calc(100% - 40px))}.hero{padding:60px 0 58px}.hero-grid{gap:34px}.hero h1{font-size:clamp(45px,13vw,58px)}.hero-copy{font-size:15px}.hero-actions{align-items:stretch;flex-direction:column}.button{width:100%}.partner-logo-panel{height:72px}.facts-grid,.grid,.process-grid{grid-template-columns:1fr}.fact,.fact:nth-child(2){border-right:0;border-bottom:1px solid var(--rf-dark-line)}.fact:last-child{border-bottom:0}.card{min-height:0}.app-row{grid-template-columns:1fr;gap:8px}.process-step,.process-step:nth-child(2){min-height:0;border-right:0;border-bottom:1px solid var(--rf-dark-line)}.process-step:last-child{border-bottom:0}.section{padding:66px 0}.heading-grid{margin-bottom:36px}.section-title{font-size:39px}.callout{padding:60px 0}.form-hero{padding-top:58px}.form-card{padding:22px}.submit button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}